Over the years, the imaginary character, skinflint curmudgeon, has been evolving as our own times have been evolving. When he was invented, there was a movement towards abundant simplified living, living off the grid, meaningful living and enriching the act of living. Since he was invented, politics in this country (USA) has so altered the landscape of living life enough that there are economic conditions that rather force a change in lifestyle for those not among the wealthy and more wealthy.
Erosion of middle class economics, inflated housing market prices, inflated and rising petroleum/gas prices which absolutely will have impact on our carbon-based economy and way of life. Meanwhile the discretionary income margin we permitted for ourselves when we deliberately reduced to one income lifestyle has been consumed by the ever increasing petroleum-based essential products, like groceries, heat for our home, and for us there no longer is a discretionary income margin. Every dollar is budgeted and accounted for and we have yet to make what will be required cuts to manage the cost increases ahead.
So while our fun little character, skinflint curmudgeon, was just going to give ornery type old fashioned advice in a whimsical kind of way, it is becoming less fanciful fun and more a necessity to shave costs, squeeze more out of the dollars we have and look at new ways to manage our lives since the foundational plan of our younger years will not carry us well into our later years.